● The embedded-finance skill stack

Build your fintech.
Skip the $50K consultant.

10 expert AI skills covering BaaS partner selection, compliance mapping, prototype generation, and investor pitch prep.
Load into Claude. Ship faster. 10 expert AI skills for embedded finance. BaaS selection, compliance mapping, prototype generation, and pitch prep.
Load into Claude. Ship faster.

Get Instant Access from $100 → See it work
One-time purchase · No recurring fees · Instant download
See it work
39 files
reference files
~2 min setup~2 min
to first brief
$50K+
consulting value
claude / idea-validator · session 0x4af2
User:
I want to build an embedded banking product for
independent home service contractors — plumbers,
electricians, HVAC techs. They need a business debit
card, instant payouts from job platforms (Thumbtack,
Angi), and access to equipment financing.
▸ EmbedHQ /idea-validator
Product Brief: HomeProBank (working title)
Category Classification
Primary:Embedded Finance / Neobank hybrid
Secondary:Embedded Lending (equipment financing component)
Viability Scores
Market Viability
4.2 / 5.0 STRONG
Regulatory Complexity
3.3 / 5.0 CAUTION
Infrastructure Ready
4.4 / 5.0 STRONG
Unit Economics
3.9 / 5.0 VIABLE
Founder-Market Fit
n/a [pending]
Red Flags Identified
→ Equipment financing component triggers lending license requirements in CA, NY, TX. Confirm bank origination model before building
→ Job platform ACH payout timing varies by platform. Thumbtack and Angi pay on different cycles, model float risk in /financial-model
Next Skills to Run
→ /baas-selector → /compliance-mapper → /financial-model
● idea-validator complete → next: /compliance-mapper 1.8s · 4 sources cited
Built on real experience with:
Embedded banking, BaaS partnerships & fintech product launches
Unit Synctera Column Infinant Plaid Stripe Alloy
/the problem

Embedded finance is different.
Generic AI doesn't know that.

RC04
01 / 03

ChatGPT doesn't know what a NACHA return code is

Most AI tools give you generic startup advice. They don't know the difference between Durbin-regulated and exempt interchange, what triggers a money transmitter license, or why your BaaS contract's termination clause will matter in 18 months.

MTL
02 / 03

The compliance surface will surprise you

Founders who skip compliance planning build the wrong product. A P2P payments app without an MTL strategy is either illegal or costs $1M to fix. Know your surface before you write a line of code.

3-6mo
03 / 03

BaaS partnerships take 3–6 months, if you know what you're doing

Unit, Synctera, Column, Infinant: each is right for a different product. Walking into a BaaS sales call unprepared means getting sold to. Walk in with a briefing document that knows more than their sales rep.

/the stack

A full embedded-finance consulting stack.
In your Claude instance.

Each skill outputs a document the next skill uses as input. Run them in sequence or jump to what you need.

01
/idea-validator
Idea Validator
Validate & structure your idea
Product Brief
02
/baas-selector
BaaS Selector
Get your BaaS partner recommendation
BaaS Recommendation
03
/compliance-mapper
Compliance Mapper
Map your full regulatory surface
Compliance Map
04
/prd-generator
PRD Generator
Build your complete product spec
PRD
05
/integration-architect
Integration Architect
Design your API architecture
API Stubs
06
/prototype-builder
Prototype Builder
Generate a working prototype
Working Prototype
07
/vendor-briefing
Vendor Briefing
Prepare for every vendor conversation
Vendor Briefing
08
/financial-model
Financial Model
Model your unit economics
Financial Model
09
/investor-narrative
Investor Narrative
Build your pitch deck and memo
Pitch Memo
10
/launch-checklist
Launch Checklist
Final pre-launch compliance gate
Launch Report
flow ▸ /idea-validator→ /baas-selector→ /compliance-mapper→ /prd-generator→ /prototype-builder→ /financial-model→ /investor-narrative→ ready to pitch
/see it work

Real input. Real output.

✓ output · brief_2026-05-24.md idea-validator
Viability scoring
Vector
Score
Verdict
TAM
6.8
40M home service contractors
CAC plausibility
7.4
Channel exists
Interchange yield
8.2
Durbin-exempt
Compliance burden
5.8
Med-High
! Equipment financing component triggers lending license requirements in CA, NY, TX
▸ user_input · claude /idea-validator plain text
# Prompt
0 chars 0 tokens ● ready
○ waiting · brief_2026-05-24.md markdown · 4.2k
/how it works

Three steps. No setup required.

1 GET THE SKILLS

Purchase & download

Purchase once, download instantly. 39 files across 10 skill folders. No API keys, no installation — just markdown files ready to load into your Claude instance.

embedhq-stack/
├── idea-validator/
├── baas-selector/
├── compliance-mapper/
└── …7 more
✓ 39 files · 1.4 MB
2 LOAD INTO CLAUDE

One upload, anywhere

Upload to a Claude.ai Project, load into Claude Code, or add to Claude Cowork. Works with all three. Setup takes under 5 minutes.

● Claude.ai Projects drag-drop folder
● Claude Code ~/.claude/skills
● Claude Cowork workspace import
› requires your own Claude account
3 BUILD YOUR FINTECH

Type your idea. Run the stack.

Describe your fintech idea. Run the skills in sequence. Walk away with a:

Product Brief Compliance Map Prototype Financial Model Pitch Memo
▸ "build me a..."
running /idea-validator ✓
running /baas-selector ✓
running /compliance-mapper ✓
✓✓✓ investor-ready
/pricing

One purchase. Yours forever.

No recurring charges. Buy it once, use it as long as you build fintech.

A fintech consultant charges $500/hr.
You pay once.
$100 Starter · $125 Builder · $200 Full Stack - save $25 buying everything at once
BEST TO START
Starter Stack
$100 / one-time
Skills 1–5. The planning half.
  • ✓/idea-validator: Validate your product idea
  • ✓/baas-selector: Get your BaaS recommendation
  • ✓/compliance-mapper: Map your regulatory surface
  • ✓/prd-generator: Build your product spec
  • ✓/integration-architect: Design your API architecture
  • ✓24 reference files included
  • ✓All future updates to these 5 skills
Instant download · 24 files · One payment
Upgrade to Builder Stack anytime for $125
UPGRADE PATH
Builder Stack
$125 / one-time
Skills 6–10. The build half.
  • ✓/prototype-builder: Generate a working prototype
  • ✓/vendor-briefing: Prepare for vendor conversations
  • ✓/financial-model: Model your unit economics
  • ✓/investor-narrative: Build your pitch and memo
  • ✓/launch-checklist: Final pre-launch compliance gate
  • ✓15 reference files included
  • ✓All future updates to these 5 skills
Instant download · 15 files · One payment
MOST VALUE
Full Stack
$200 / one-time
All 10 skills. Idea to launch.
  • ✓Everything in Starter, plus:
  • ✓/prototype-builder: Generate a working prototype
  • ✓/vendor-briefing: Prepare for vendor conversations
  • ✓/financial-model: Model your unit economics
  • ✓/investor-narrative: Build your pitch and memo
  • ✓/launch-checklist: Final pre-launch compliance gate
  • ✓All 39 reference files included
  • ✓All future updates to all 10 skills
Instant download · 39 files · One payment
✓ Requires your own Claude account (Pro at $20/mo works) ✓ Secure checkout via Stripe ✓ Instant download after purchase
/who it's for

Built for three types of builders.

type/solo-founder

The Solo Founder

You have the idea. You have the drive. What you don't have is $50K for a fintech consultant or six months to untangle BaaS partners, KYC rules, money-transmitter licensing, and embedded banking compliance on your own. This is your unfair advantage.

typical askWhere do I start? time saved~14 weeks uses most· /idea-validator
· /baas-selector
· /compliance-mapper outcomeinvestor-ready brief
Walk away with a compliance map and BaaS recommendation before writing a line of code.
type/mba-student

The MBA Student

You're writing the thesis. You're building the pitch. You need unit economics that survive a partner meeting and a defensible market model that won't fold under the first hard question, all with no finance background. This is your unfair advantage.

typical askIs this model real? time saved~6 weeks uses most· /idea-validator
· /financial-model
· /investor-narrative outcomedefensible pitch
Walk away with a financial model and pitch memo that holds up in a partner meeting.
type/product-manager

The Product Manager

You're shipping fintech features: new embedded products, new vendor relationships, new markets. Whether you're at a startup or scaling a feature at an existing fintech, you need to move fast and look credible. This is your unfair advantage in every room.

typical askCan we build this? Should we? time saved~8 weeks uses most· /compliance-mapper
· /vendor-briefing
· /prd-generator outcomeexec memo + spec + vendor brief
Walk away with a compliance map, PRD, and vendor brief your eng and legal teams can act on.
/last word

Stop researching. Start building.

Everything you need to go from idea to launch-ready embedded finance product. In your Claude instance. Today.

Get EmbedHQ from $100 →
$100 Starter · $125 Builder · $200 Full Stack · One payment · Yours forever

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